Become a Member

hero image

Taking Care of You and Your Money

Taking Care of You and Your Money

Get Started

See What CommunityAmerica Can Do for You

There are tons of compelling reasons to join CommunityAmerica Credit Union. Here, you’ll find top-notch rates, cutting-edge products and service that goes above and beyond what you’d expect. We make banking more convenient with more than 30 branch locations across the Kansas City metro area, more than 30,000 fee-free ATMs as part of our nationwide co-op network and a 24/7 Online Banking experience, including our top-rated Mobile App. Not to mention, you’ll be eligible for our Profit Payout,1 where we reward our members for making CommunityAmerica their financial go-to. Our members are at the heart of everything we do, and we look forward to helping you on your path to reaching your financial goals and achieving financial peace of mind.

Start Your Membership

Couple sitting on the couch smiling.

CommunityAmerica Membership Eligibility

To put it simply, if you live or work in the Kansas City area, you’re pretty much in. We even have options for folks who might not fit the geographical criteria.


Kansas City Metro Counties: Live or work in Jackson, Cass, Clay, Platte, Douglas, Johnson, Jefferson, Leavenworth, Miami, Shawnee, Wyandotte


St. Louis Metro Counties: Live or work in St. Louis County


Family Membership: If a family member is either a current member or is eligible for membership by living or working within one of our 12 counties above, you can join, too. An eligible family member is defined as a spouse, child, sibling, parent, grandparent, grandchild, aunt/uncle, niece/nephew, cousin or legal guardian and includes step, in-law and adoptive relationships.

Become a Member Today

If you’re ready to join the CommunityAmerica family, we’re ready to show you un unbelievable banking experience. Simply apply online to open your membership savings account. It only takes a few minutes –then you’ll be well on your way to enjoying your membership perks. If you have questions about becoming a member, don’t hesitate to contact us at 913.905.7000 or stop by one of our convenient branch locations.
Get Started
CommunityAmerica South Plaza location lit up at night.

Credit Union Advantages

More than a bank.

While you’ll certainly find your banking necessities here, such as free checking and savings accounts, loans, credit cards and mortgages, you’ll also find much more. From insurance and investing to retirement and college planning, we have the services and resources to help you with all of your financial goals, all under one roof. Our unbelievable banking experience also includes top-of-the-line tech, convenient locations and a share of our profits.
See More

Jacob Family Profit Payout

Profit Payout

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout1. This year we gave back a record-breaking $9.5 million to more members than ever – that’s an average of $97 per qualifying household! It’s all part of how we make the unbelievable happen.
Estimate Your Payout

Switch Kit

Our handy switch kit takes the hassle out of switching financial institutions and guides you through every step of the process.
Learn More

Hear From Our Members

Member Favorites

Piggy Bank with Coin Being Inserted Icon

High Interest Savings

Grow your money faster at a rate of up to 4.00% APY2 on balances up to $1,500.

Learn More
Check with Pen Icon

Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases3.
Learn More
Large House Icon


Our team of friendly local mortgage experts can help you get into your dream home.
Learn More