Personal Loans

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See How a Personal Loan Can Help

Sometimes, you just need a little extra money to get you through whatever life throws at you. At CommunityAmerica, were to help with the unexpected with a wide variety of personal loan options. Whether youre looking for a secured or unsecured loan, we’ll work with you to find the solution that best fits your financial needs. With options offering flexibility in loan amounts, term lengths and more, and a hassle-free online application process, we make securing a personal loan one less thing you have to worry about.

Personal Loan Rates

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Personal Loan

Rate as low as 10.74% APR1

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Personal Line of Credit

Rate as low as 10.99% APR2

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Personal Loan Options

Whether you’re looking to consolidate debt, launch your next project or cover expenses, we have a personal loan option to help you get there. Enjoy the fixed rate of our most popular Personal Loan, the flexibility of a Personal Line of Credit or the credit-building capabilities of a Secured Loan. No matter which loan you choose, you’ll enjoy competitive rates and a variety of loan amounts and term options.
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Personal Loan

Meet our most popular loan.

A no-hassle, multipurpose loan that gets you the money you need quickly. Even with no collateral, this fixed-interest rate loan gets the job done. Other features of our Personal Loan include:
  • Minimum $500 loan amount
  • Maximum $25,000 loan amount
  • Terms up to 48 months3
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Calculators

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Loan Balance Calculator

Determine the amount of your loan balance along with an amortization schedule.
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Loan Payment Calculator

Find out the impact of different variables on your loan payment amount.
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Loan Payoff Calculator

See how long you’ll need to make regular payments to pay off your loan.
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Debt Consolidator Calculator

See how quickly you could get out of debt and how much interest you may save.
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Apply for a Personal Loan Online

We make our personal loan application process quick and hassle-free to help you get the money you need when you need it. It just takes a few minutes to fill out our online application. If you have questions or need help understanding your personal loan needs, get in touch or visit us at one of our convenient branch locations.
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Profit Payout

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better loan rates, lower fees and our Profit Payout5. This year, more members than ever received a record-breaking $9 million in Profit Payout. The more products and services you have with us, such as a personal loan, the bigger your Profit Payout potential could be.
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Member Favorites

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Download Our Mobile App

We put the banking tools you need right in the palm of your hand.
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Visa® Signature Credit Card

Check out all the perks, including a great low introductory rate.
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Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases6.
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