Credit Cards

Young happy couple use their CommunityAmerica Visa Signature Credit Card to pay for the bill at a local Kansas City restaurant.

What matters most to you in a credit card?


Credit Card Options That Check All the Boxes

Our members enjoy great credit card benefits, like lower fees and better interest rates than you’ll find at a bank. So, whether you’re looking for a low rate, cash back or exciting rewards, we have the credit card for you. All CommunityAmerica credit cards are chip-enabled and come with access to our CardValet® app for added fraud protection and security. Add your credit card to your digital wallet to make secure payments right from your favorite smart device and conveniently manage your card and bills 24/7 with Online Banking and our top-rated Mobile App. Plus, a credit card with us could help you increase your share of our Profit Payout1.
CommunityAmerica Visa Signature Credit Card

Visa® Signature

0% APR Introductory Rate for 12 Months + Cash Back + No Annual Fee.

This card is loaded with all the perks you deserve, including:
  • For a limited time, earn $200 when you spend $2,000 within the first 90 days of account opening2.
  • 0% APR3 for the first 12 months (your rate could range from a variable 12.49% or 14.49% APR after the introductory period)
  • Unlimited 1.5% cash back4  on every purchase
  • No annual fee
  • No foreign transaction fees
This card is for well-qualified borrowers.
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Which Credit Card is Right For You?


Apply for Your Credit Card Today

It only takes a few minutes to apply for your new credit card online. Simply select the card that’s the best fit for you and complete your application. If approved, you’ll have your credit card in just 7-10 business days. Then, kick back and start enjoying your card perks. If you have questions, we’re happy to help. Give us a call at 913.905.7000 or stop by a branch.
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All Credit Cards Feature

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Online & Mobile Banking

Enjoy secure convenience and 24/7 access to manage your money and pay bills.
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Digital Wallet

Make secure payments with your credit card right from your phone or smartwatch.
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Card Control

Turn your card on/off, set alerts and monitor spending with our CardValet® app.
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Security

All of our credit cards are chip enabled to provide extra security in stores.

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uChoose Rewards®

You deserve to get rewarded. And now, when you use your CommunityAmerica Visa® Signature card and Visa® Rewards card, you can redeem your points for cash, travel, merchandise or gift cards. Log in to online banking to see all of your great rewards choices.

To contact uChoose Rewards, call 833.283.2401.
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Calculators

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Debt Consolidator Calculator

See how quickly you could get out of debt and how much interest you may save.
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Balance Transfer Calculator

Use this calculator to help determine your potential credit card savings.
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See All Credit Card Calculators

Do the math with the help of all of our credit calculator options.
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Profit Payout

We share our profit with our members.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates and lower fees on our credit cards and our Profit Payout1. This year we gave back a record-breaking $9 million to our members. See how having a credit card with us could help you qualify for or grow your share of Profit Payout.
Estimate Your Payout

Easily Manage Your Card Online

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Activate a New Card

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Create a New PIN

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Credit Card FAQs

Member Favorites

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Download Our Mobile App

We put the banking tools you need right in the palm of your hand.
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High Interest Savings

Grow your money faster at a rate of up to 4.00% APY9 on balances up to $1,500.
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Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases10.
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