Investment Services
Building Your Business for the Future
As a business owner, you invest in people and their futures. Wealth Management by CommunityAmerica understands the importance of making those investments, and can help ensure you’re securing a successful financial future for you and your employees.
Sole Proprietor Retirement Options
If you’re a sole proprietor, we have a variety of retirement options to suit your needs:
- Simplified Employee Pension (SEP) IRA: Easy to set up, and contributions can often be higher than traditional IRA accounts.
- Traditional IRA: Your contributions are tax-deferred, which means you pay taxes when you withdraw funds for retirement.
- Roth IRA: Contributions to this account are made with after-tax dollars. So, when you withdraw funds for retirement, it’s tax-free.
- Solo 401(k): Contribution limits can often be higher than traditional accounts.
- Non-Qualified Annuities: Similar to the Roth IRA in that it's funded with post-tax dollars. Could be used to supplement other retirement accounts, as it's not part of a tax-advantaged retirement plan or IRA.
Business Owner and Employee Retirement Options
If you’re a business owner looking for retirement plans for you and your employees, we offer a variety of options:
- Savings Incentive Match Plan for Employees (SIMPLE) IRA: Easy to set up, has minimal participation requirements and comes with tax deductions for contributions the employer makes for employees.
- Simplified Employee Pension (SEP) IRA: Easy to set up, but has more requirements for participation. Also comes with tax deductions for contributions the employer makes for employees.
Get Started Online
Whether you’re looking to open an account or simply want to learn more about our business banking offerings, we’re here for you. Click the button below to reach out, and one of our business specialists will be in touch.
Message Us Prefer to talk it over? Give us a call.
Call Us at 913.905.6673
Start Your Investment Strategy
Wealth Management by CommunityAmerica can help guide your short- and long-term goals to achieve financial peace of mind. Our Wealth Advisors, located right here in Kansas City, can advise you on how to save through your business, as well as how to diversify and invest outside the business.
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We’re Invested in Your Success
Our Private Bankers are dedicated to providing extensive and personal oversight on all your accounts — both personal and professional.
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Securities and advisory services offered through Copper Financial Network, LLC (“CuFi”), Member FINRA/SIPC. CuFi is a SEC registered investment adviser. CuFi is a wholly-owned subsidiary of CommunityAmerica Credit Union. Wealth Management by CommunityAmerica is a marketing name used by CuFi. For important disclosures from CuFi, including our Form CRS, please visit here. Investment and insurance products, including annuities:
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Are Not Deposits |
Are Not NCUA or otherwise Federally Insured |
Are Not Bank Guaranteed |
May Lose Value |